The Secret Formula for Real Financial Success in Life!

Most of us routinely push through the weekdays while we wait for the following weekend to roll around, giving us a moment to choose how we spend and enjoy our time.

For those who are merely working to pay the bills, 71% of every week is a  total write-off. It’s a sad statistic. What keeps us spending an entire life stuck in this funk? Naturally, we approach life with the view that money comes first, and at a direct personal trade-off, according to this standard work-life formula:

#Money = Cost x Time:— Whether it’s working extra weekend shifts or moving your way up the company ladder, with more money comes a higher personal cost: more energy being drained, more opportunity costs being lost, and more obligations to fulfill — in addition to more quality time being given up. Overall, a piece of our life must be sacrificed. But that’s the price we must pay. Money, right?

We believe that to be “richer,” we need more money. And if we need more money, we must expect to pay a higher cost and trade more of our precious time! We often seek a job promotion to raise our income by a few extra weekly dollars. Oh… and let’s also grow those overtime hours, weekend call-ins, daily responsibilities, pressures, and stresses along with it! More money? Yes. A richer life? Hardly.

Unfortunately, most of us never see otherwise. From our grandparents to our parents, this is all we have ever known about life experience. Could there be any other way to approach The Money Game?

#Money vs. Real Financial Success:— There is a connection between having more money and gaining more value out of life. But as more prosperous now, a more affluent life is never defined by money alone. Because what about the capital cost of money?

All money comes in context, and for every dollar of potential value we gain, there must be some personal cost involved. Not all money comes at an equal price. Therefore, real financial success cannot simply be based on being a millionaire or a billionaire.

The millionaire stuck working a job he hates for 10 hours a day is successful than the millionaire who could stop working the job he hated ten years ago. And, of course, the millionaire who made his fortune doing what he loves hit life’s jackpot! Same money but all different levels of personal success.

Even if you manage to amass a BILLION dollars to your name, this money has little value if you must spend your entire life trapped in some airtight corporate box. This big pile of money is little more than a big pile of stress and sacrifices! So, what is financial success? It is not defined by the number in your bank account or the car you drive but ultimately by the effect money has on your life quality.

Forget about the “big bucks” because real wealth and success are simply about experiencing life with more incredible positives and fewer negatives. Therefore, money should have one purpose: to add positive value to our lives. So how can we start to view our finances in a way that reflects what we want in life?

#One Formula to Rule Them All:— To experience real financial success, our aim for the future is not to focus on money but to instead focus on time. Of course, when it comes to the value of our time, money plays a crucial role. So, what is the connection between money, time, and accurate financial success?

Real financial success has the money and lifestyle to spend more time doing what you truly want while spending less time having to fuss and fight over money and paying all the personal costs that often come with it. Yet, why do so many of us chase money without ever experiencing greater freedom and satisfaction? Because real financial success is only possible with a different perspective on life! What is this perspective?

Changing our future finances and lifestyle for the better starts with taking life’s standard formula: Money = Cost x Time and flipping our natural view. It’s now time to see that: Time = Money/Cost.

As you can see, the value of your time is equal to your money divided by your life costs –all the negatives revolve around getting money. With little money, the matter of your time clearly suffers. And when earning more money at a much higher personal cost, unfortunately, life doesn’t get much better! However, what do you get when intending to increase our cash ANDcostsrease our price? More valuable time!

Forget money alone because the richer you are, the greater the value of your time. This imbalance between cash and cost is the key to experiencing real financial success.“The rich invest in time. The poor invest in the money” – Warren Buffet

#Saving Yourself:— The “Average Joe” may believe that frugal investors are boring cheapskates who don’t know how to enjoy their money. But what do they on fail to see? Henry David Thoreau once said: “The price of anything is the amount of life y.” exchange for it.” The actual cost of every purchase is not a number

on a price tag but rather a period spent working. Some might even say a period was wasted. Yes, time is money, and money is time. Every expense equals an amount of our life being exchanged…or lost! After considering our ongoing living costs, taxes, and even our unpaid overtime and the daily commute, what remains is the natural take-home profit that we can freely use.

We call this our “real pay rate,” which for the average earner may only equal a few measly dollars for each hour given up on the job. So what is that lazy Friday night food delivery costing you?

#The Price of Life:—- In the wise and misquoted words of Benjamin Franklin: “a dollar saved is a dollar earned.” Every time you save a dollar, you earn yourself a dollar (at your real pay rate) for doing nothing. And for the savvy investor, this saved dollar is just the beginning! Through the nature of passive income and the power of compound growth, every dollar saved and invested can make more money in the future at a low personal cost. Thus, the imbalance of real wealth for intelligent investors continues to shift as their money grows.

Consequently, by spending half of your disposable income this week, what you are paying is half a week of time today and potentially MONTHS of your time in the future! Even minor improvements can significantly impact your future money and life. By avoiding unnecessary spending, you give yourself the opportunity to build more future wealth and, therefore, reduce the amount of your valuable lifetime that is lost on a routine basis.

#Time is Of the Essence:— Money is clearly what fuels the journey of life. But is your plan to spend the entire trip stuck at the gas station, refilling your tank? If you’re ambitious, life can often feel like a race against the clock. Like you, most frugal investors have a million and one things to tick off their bucket list. And, of course, doing paperwork in an office cubicle is not one of them!

Our true aim for the future can only be to maximize the amount of our “lifetime” that we spend in a way that we consider most personally valuable. So why not fight for your financial freedom? Remember, Time = Money/Cost. Real financial success aims to boost the value of your time by carefully maximizing your money and minimizing costs. And it takes a natural focus in life towards           Making money doing what you genuinely enjoy

#Creating passive income:—- Think about the lifestyle of someone who is truly financially successful. They are paid from their passions while their money is making money at a little personal cost: thereby giving them much greater satisfaction, freedom, and opportunity to gain more value out of life — the total sum of their time! All money has lifelong potential, and those on the path to real financial success recognize the importance of every dollar…and every day. This is the secret to real financial success!

Courtesy:— Addicted To SUCCESS

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